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Earn safe, tax-free interest

3.25% (Variable) AER*

We calculate interest based on the end of the day balance held in your Cash ISA. It’s paid into your ISA on the first day of the following month

*Subject to change, please check the conditions in the Summary box

Safe deposits

All your eligible deposits held in the Cash ISA, powered by ClearBank, are covered by the Financial Services Compensation Scheme (FSCS). This covers all your current and savings accounts with ClearBank for up to £120,000

Open a free Cash ISA account

Open a free Cash ISA account

It only takes a few minutes and all you need is your National Insurance (NI) number:

  1. Tap Accounts > All accounts

  2. Tap Cash ISA > Open Cash ISA

  3. Review your pre-filled details (tax year you'll subscribe for, your personal details, and your tax residency)

  4. Enter your National Insurance number

  5. Tap Authenticate and your account is ready

Manage your Cash ISA

Manage your Cash ISA

Deposit or withdraw money into your Cash ISA

You can only deposit money into and withdraw money from your Cash ISA using your Tide Business Account .

  1. Tap Accounts > Cash ISA > +Deposit or - Withdraw

  2. Enter the amount you want to deposit or withdraw and Confirm

The maximum amount you can deposit per year is £20,000. This is the annual ISA allowance for all your Individual Savings Accounts set by the UK government. The deposit limit resets at the start of every tax year.

If you pay back the money you withdraw, before the same tax year ends (5 April), this won't affect your annual ISA allowance (currently £20,000)

Generate a document for your Tide Cash ISA

Generate a document for your Tide Cash ISA

  1. Go to the Accounts tab

  2. Tap Statements and documents

  3. Under Documents tap Cash ISA declaration form or Summary box