Tide Logo
Tide Logo


A plan for every stage

 Start simple, then unlock more tools, automation, and support as your business grows.

 
Free
Free

Essential tools for getting started. No plan fee.

Smart
£12.49/m

For businesses moving beyond admin.

Pro
£27.49/m

For growing businesses wanting more control.

Max
£69.99/m

Built to make scaling simpler.

Everyday banking
Bank account
UK card payments
Bank transfers
5/month 30/month Unlimited Unlimited
Direct Debit payments
ATM withdrawals
Cash and cheque deposits
Additional business current accounts
- 1 2 3
Payments made powerful
International card payments
2.75% FX fee 0% FX fees 0% FX fees 0% FX fees
International bank transfers
SWIFT payments
CHAPS payments
- 2 2 5
Grow your money and get paid
0.5% cashback
- - -
Tide Instant Saver
2% AER 2.5% AER 3% AER Up to 3.75% AER
Tide Instant Saver Intro*
Up to 4% AER Up to 4% AER Up to 4% AER Up to 4% AER
Payment Links
Tap to Pay
Credit Score Insights
- - -
Elevate your business
Business Phone Number
-
Exclusive perks
-
Manage your team
Team Cards
- 1 2 3
Team Access
Simplify admin
Xero Connector
-
Accounting
- - Tide Accounting Admin Extra
Invoicing
3/month 3/month 3/month Unlimited
Third-party accounting integration
Free Making Tax Digital tools
Payroll software
- - -
The support you need
Customer support
Fraud helpline

*Save more, earn more - up to 4% AER (variable). Interest rates are tiered. For full details, see our Summary Box.

Get even more out of your account with our additional features to help you get paid faster and streamline your finances.

Matt HerdBeaucroft Watches

Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account.

Tide plans and pricing FAQs

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 2 million sole traders, freelancers, and limited companies worldwide.

Open an account

Tide | Do what you love.
Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017. Tide is also authorised and regulated by the Financial Conduct Authority in relation to its credit and insurance broking activities (firm reference 718743). Tide is incorporated and registered in England and Wales with company number 09595646 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL. Tide offers bank accounts powered by ClearBank® Ltd (ClearBank) (account sort code is 04-06-05). ClearBank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 754568. Eligible deposits with ClearBank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information visit Home. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: ClearBank, Level 27, The Broadgate Tower, 20 Primrose Street, London, United Kingdom, EC2A 2EW. Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other product/services with ClearBank these will be aggregated. To find out more and to check your eligibility please visit: About us . Some of Tide’s members also hold e-money accounts powered by PrePay Technologies Limited (PPT) (account sort code is 23-69-72). PPT is an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011 under firm reference number 900010 for the issuing of electronic money. PPT holds an amount equivalent to the money in Tide current accounts in a safeguarding account which gives members protection against PPT’ insolvency. Tide Cards may be issued by both Tide and PPT, who are licensed by Mastercard International for the issuance of cards. The issuer of your Tide card will be identified on your monthly card statement. Tide Capital Limited is an appointed representative of P1 Investment Services Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005 to carry out such regulated activities as are involved in the provision of Tide Investment Account. Seccl Custody Limited is the custodian of assets held in Tide Investment Account and is authorised and regulated by the Financial Conduct Authority (firm reference number 793200) and registered in England and Wales under No. 10430958. Registered office 20 Manvers Street, Bath BA1 1JW. Tide, the Tide logo, the Swell, and Do Less Banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without the consent of the owner.