BUSINESS BANK ACCOUNT

Get £150 cashback when you open a Tide business bank account

Open a free business current account in minutes and get everything you need to run a better business.

Access a business account complete with simple payment solutions, built-in accounting as well as a dedicated savings account that earns you up to 4.22% AER variable interest on your business savings.

Open a free business account

If you complete the application and spend £500 within 60 days of opening an account we’ll give you £150 cashback. Enter code 150BOOST when you sign up. T&C apply.

Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply. For more information, go to our Summary Box.

Everything you need from your free business bank account

Over 1 million limited company owners, sole traders and freelancers worldwide have chosen to open a business bank account with Tide. Join them today for free.

£0 /month

Only pay for what you use, with low transaction and ATM fees

Personalised invoicing

Create, send and track invoices from the Tide app to get paid faster

Business savings

Earn up to 4.22% AER variable on your capital with our Tide Instant Saver Account *T&Cs apply.

Simple accounting

Connect your accounting software and bank account for easy reporting

Safe and secure

24/7 account monitoring ensuring your money is safe and secure

24/7 support

Start a chat and get help in the app any time, 365 days a year

Open a free business account

Open a free business bank account online in minutes

Getting started with Tide is easy

Download the app On Play Store or Apple Store

Tell us about your company What’s your company name and industry?

Upload your ID and take a selfie We’ll securely verify who you are

Get your current account approved in minutes We may ask for additional information if required

You’re all set! Your account is ready to go – we’ll send your card in a couple of days

Open a free business account

Our business bank account is packed with features to save you time and money

Payment Links

Send payment links in seconds for easy online card transactions.

Auto-categorisation

We automatically tag your income and spending. Customise the labels to suit your company.

Virtual Cards

Pay for your online subscriptions and advertising expenses with our Virtual Cards, seamlessly connected to the Tide app.

Apple/Google Pay

Set-up Apple and Google Pay to make every payment a breeze.

International Payments

Access your IBAN number in the Tide app to send & receive international payments in a few taps.

CSV exports and more

Export your transactions in multiple formats or share with your accountant.

Open a free business account

The all-in-one platform for managing your business seamlessly

Explore our additional tools designed to take your business to new heights.

Tide Accounting

Make completing Self Assessments and VAT returns seamless with Tide Accounting.

Learn more

Business Savings

Earn up to 4.22% AER* (variable) on your business savings

Learn more

Tide Card Reader

In-person card payments without the fuss. Get unlimited mobile data and get paid anywhere.

Learn more

Business Loans

Apply for finance to keep your business growing, without impacting your credit score.

Learn more

Our plans at a glance

Whether you’re just starting out, or want tools and features to save you time and help you grow, Tide has your business covered. Sign up for one of our paid plans today and get 3 months free*.

Free

£0.00+ VAT MONTHLY

Open a free account

❌ Unlimited free transfers
✔️ International payments
✔️ Up to 2.78% on savings
❌ Enhanced team access
❌ Phone support
❌ Legal helpline
❌ 0.5% cashback with your Tide card

Smart

£12.49+ VAT MONTHLY

Smart account

❌ Unlimited free transfers
✔️ International payments
✔️ Up to 3.29% on savings
✔️ Enhanced team access
✔️ Phone support
✔️ Legal helpline
❌ 0.5% cashback with your Tide card

Pro

£24.99+ VAT MONTHLY

Pro account

✔️ Unlimited free transfers
✔️ International payments
✔️ Up to 3.81% on savings
✔️ Enhanced team access
✔️ Phone support
✔️ Legal helpline
❌ 0.5% cashback with your Tide card

Max

£69.99 +VAT / month

Max account

✔️ Unlimited free transfers
✔️ International payments
✔️ Up to 4.12% on savings
✔️ Enhanced team access
✔️ Phone and dedicated member support
✔️ Legal helpline
✔️ 0.5% cashback with your Tide card

Open a free business account

Find out more about our plans on our pricing page. Whether you’re just starting out or scaling up, there’s a Tide account for you.

Claire PedleyThe Poured Project

Once I’d filled in the application online, the account was active in about an hour. I can’t stress how easy Tide is to use.

Open a free account

Compare our business bank account to other banks

See how we stack up against other high street and challenger banks, in one click.

Compare free business accounts

Am I eligible for a Tide business bank account?

Applying for a free business bank account with Tide is quick and easy, whether you’re a sole trader or running a limited company. There’s no hard credit check and it’s all done within minutes in the app.

You must be over 18

Have a UK-based business

Show valid photo ID

Upload a selfie photo

Open a free business account

Free business bank account FAQs

Is Tide a bank?

No, Tide isn’t a bank.

Tide is a business financial platform and the leading provider of digital business banking services in the UK. We are regulated by the Financial Conduct Authority (FCA) and offer e-money accounts, provided by PrePay Solutions (PPS), as well as business bank accounts, provided by ClearBank.

We believe that this model gives us the opportunity to provide a wider range of products and services to our members, helping them to save time (and money) on their financial admin.

Can I apply from outside the UK?

Yes! However, you must have a UK residential address and phone number. Applicants who are not based in the UK may apply for a business bank account, as long as they are directors of a company registered with UK Companies House. In some cases, we may have to complete additional checks in order to process your application.

Don’t forget – you’ll need to switch your App or Google Play store to the UK to download Tide.

Can I deposit cheques to my Tide account?

You can now digitally deposit cheques using the Tide app. You can’t deposit cheques at the bank or the Post Office.

We only support cheques made out in GBP. Other currencies won’t be accepted.

See how to make a digital cheque deposit over on this page.

Help, my question isn’t answered here Find answers to all our most frequently asked questions about opening an account

Start your journey and open a business bank account today

Tide is about doing what you love. That’s why we’re trusted by 650,000+ sole traders, freelancers and limited companies throughout the UK.

Open an account