BUSINESS LOANS

Fund your growth with tailored business loans

Check your eligibility in minutes without affecting your credit score

Compare business loans and other finance options from 120+ lenders

Borrow from £1,000 to £20 million to help achieve your new business goals

Already a Tide member? You can apply for a business loan and other finance directly within the Tide app.

Tide has joined forces with Funding Options, becoming the largest credit marketplace in the UK.

Providing over £1 billion in funding to more than 21,000 businesses, we’re on a mission to help business owners grow with confidence.

Why choose Tide to finance your business?

Applying for small business finance with Funding Options by Tide saves you time – there’s no lengthy application process and you get a decision in minutes.

Free and fast

It’s free to apply and it takes minutes to complete, saving you valuable time

No risk

We run soft eligibility checks so you can compare business loans in the UK without impacting your credit score.

Bespoke

Our team of experts will help you from start to finish, searching the market for credit options best matched to your business.

We've already helped businesses secure more than £1 billion

We’ve provided funding to more than 21,000 businesses across the UK, as part of our mission to help business owners grow with confidence.

Business Loan Calculator

Use our Business Loan Calculator to see your estimated monthly payments and total costs, giving you a better understanding of how much you can borrow.

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Apply for a business loan in minutes

Applying for a business loan doesn’t have to be a headache. With Funding Options by Tide there’s no lengthy application process and you’ll get a decision in minutes.

Tell us how much you need to borrow We’ll ask you how much you need, what it’s for, and for some basic information about your business.

Compare loans without impacting your credit score We’ll connect you to the largest network of lenders in the UK, so you can view affordable credit options that suit the unique needs of your business.

Apply in minutes Once approved, you’ll receive a quote from a lender you matched with.

Get a decision and receive your credit Depending on the type of loan or finance you’ve applied for, credit could be available in around 24 hours.

Access a range of business funding options from our trusted partners

What can you use a business loan for?

What’s your next adventure? Are you scaling up your operations, hiring new talent, or finally tackling that project you’ve been dreaming about?

Whatever it is, you can use a business loan to help fuel your success.

🚀 Expansion

Move your business to a bigger home, open new locations, or scale your operations

📈 Future investments

Purchase new equipment, upgrade your tech or fund research and development

💷 Improved cash flow

Smooth seasonal dips, cover unexpected expenses, or manage daily working capital

💡 New opportunities

Fund large and exciting projects, launch new marketing campaigns or acquire other businesses

What you need to apply for a business loan

Whether you’re a start up or seeking funds to scale, here’s what you need before you get started.

Am I eligible for a business loan?

You must be over 18

Be a UK resident

Have a UK-based business

Have a UK bank account

What documents do I need to provide?

Basic information about your business (age of your business, annual revenue…)

Bank statements covering the past year

Note: Depending on your lending partner, this documentation may differ.

Apply for alternative business finance

Are you looking for funding for a specific purpose? Whether you’re after a new piece of kit or more flexible funding for wider projects, we have options for you.