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BUSINESS LOANS

Fund your growth with tailored business loans

  • Check your eligibility in minutes without affecting your credit score

  • Compare business loans and other finance options from 120+ lenders

  • Borrow from £1,000 to £20 million to help achieve your new business goals

Apply now

Already a Tide member? You can apply for a business loan and other finance directly within the Tide app.

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Tide has joined forces with Funding Options, becoming the largest credit marketplace in the UK. 

Providing over £950 million in funding to more than 21,000 businesses, we’re on a mission to help business owners grow with confidence. 

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Why choose Tide to finance your business? 

Applying for small business finance with Funding Options by Tide saves you time – there’s no lengthy application process and you get a decision in minutes.

Free and fast

It’s free to apply and it takes minutes to complete, saving you valuable time

No risk

We run soft eligibility checks so you can compare business loans in the UK without impacting your credit score.

Bespoke

Our team of experts will help you from start to finish, searching the market for credit options best matched to your business.

Business Loan Calculator

Use our Business Loan Calculator to see your estimated monthly payments and total costs, giving you a better understanding of how much you can borrow.

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Calculations are indicative only and intended as a guide only. The figures calculated are not a statement of the actual repayments that will be charged on any actual loan and do not constitute a loan offer. Tide will not be responsible for any discrepancy in the loan calculations and does not accept any liability for loss, which may be attributable to the reliance on and use of this calculator. You should always check directly with a lender to confirm the final offer and repayment amounts before selecting a financial product.

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  1. Tell us how much you need to borrow We’ll ask you how much you need, what it’s for, and for some basic information about your business.

  2. Compare loans without impacting your credit score We’ll connect you to the largest network of lenders in the UK, so you can view affordable credit options that suit the unique needs of your business.

  3. Apply in minutes Once approved, you’ll receive a quote from a lender you matched with.

  4. Get a decision and receive your funds Depending on the type of loan or finance you’ve applied for, funds could be available in around 24 hours.

Apply now

Access a range of business funding options from our trusted partners

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🚀 Expansion

Move your business to a bigger home, open new locations, or scale your operations

📈 Future investments

Purchase new equipment, upgrade your tech or fund research and development

💷 Improved cash flow

Smooth seasonal dips, cover unexpected expenses, or manage daily working capital

💡 New opportunities

Fund large and exciting projects, launch new marketing campaigns or acquire other businesses

What you need to apply for a business loan

Whether you’re a start-up or seeking funds to scale, here’s what you need before you get started. 

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Am I eligible for a business loan? 

  • You must be over 18

  • Be a UK resident

  • Have a UK-based business

  • Have a UK bank account

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What documents do I need to provide?

  • Basic information about your business (age of your business, annual revenue…)

  • Bank statements covering the past year 

Note: Depending on your lending partner, this documentation may differ.

Aaron MoOng Ong Buns

With the help of Tide and their team of business finance experts, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business.