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BUSINESS LOANS

Fund your growth with tailored business loans

  • Check your eligibility in minutes without affecting your credit score

  • Compare business loans and other finance options from 120+ lenders

  • Borrow from £1,000 to £20 million to help achieve your new business goals

Already a Tide member? You can apply for a business loan and other finance directly within the Tide app.

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Why choose Tide to finance your business? 

Applying for small business finance with Funding Options by Tide saves you time – there’s no lengthy application process and you get a decision in minutes.

Free and fast

It’s free to apply and it takes minutes to complete, saving you valuable time

No risk

We run soft eligibility checks so you can compare business loans in the UK without impacting your credit score.

Bespoke

Our team of experts will help you from start to finish, searching the market for credit options best matched to your business.

We've already helped businesses secure more than £1 billion

We’ve provided funding to more than 21,000 businesses across the UK, as part of our mission to help business owners grow with confidence.

Business Loan Calculator

Use our Business Loan Calculator to see your estimated monthly payments and total costs, giving you a better understanding of how much you can borrow.

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Calculations are indicative only and intended as a guide only. The figures calculated are not a statement of the actual repayments that will be charged on any actual loan and do not constitute a loan offer. Tide will not be responsible for any discrepancy in the loan calculations and does not accept any liability for loss, which may be attributable to the reliance on and use of this calculator. You should always check directly with a lender to confirm the final offer and repayment amounts before selecting a financial product.

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Apply for a business loan in minutes

Applying for a business loan doesn’t have to be a headache. With Funding Options by Tide there’s no lengthy application process and you’ll get a decision in minutes.

Access a range of business funding options from our trusted partners

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🚀 Expansion

Move your business to a bigger home, open new locations, or scale your operations

📈 Future investments

Purchase new equipment, upgrade your tech or fund research and development

💷 Improved cash flow

Smooth seasonal dips, cover unexpected expenses, or manage daily working capital

💡 New opportunities

Fund large and exciting projects, launch new marketing campaigns or acquire other businesses

What you need to apply for a business loan

Whether you’re a start up or seeking funds to scale, here’s what you need before you get started. 

Apply for alternative business finance

Are you looking for funding for a specific purpose? Whether you’re after a new piece of kit or more flexible funding for wider projects, we have options for you.

Business Credit Cards

Manage cash flow, earn rewards and build your business credit score.

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Merchant Cash Advance

Access flexible funding that you’ll repay as a percentage of your daily card sales.

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Asset Finance

Pick up essential equipment or vehicles without upfront capital.

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Invoice Finance

Unlock cash from unpaid invoices, improving immediate cash flow.

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