AML & Prohibited Activities (Investigations) Team Leader

Location: Bulgaria
Department: Customer (Member) Operations
Posted: February 20, 2025

ABOUT THE ROLE

At Tide, we are looking for an AML & PA Investigations Team Leader with specific understanding around Financial Crime prevention and AML requirements. This role is to ensure Tide is taking all the required actions to prevent financial crime such as: money laundering, terrorist financing, fraud, bribery and corruption. The AML & PA Investigations Team leader will be responsible for the day to day management of a number of analysts conducting investigations with a key focus on risk based decisioning. 

The role will be based in Tide's first line of defense and sit within the investigations team. It will report into Tide’s AML & PA Investigations Lead.  

The AML  PA Investigations Team leader must be aware of UK regulatory requirements. You will review processes, ensuring they are of the highest quality and support investigations for complex cases.  When required, you will advise and guide analysts on cases, conduct assurance on a variety of processes within AML & PA and suggest improvements to existing controls and processes where you see fit.  You will be managing a team of analysts and will be responsible for their growth.

AS A AML & PA TEAM LEAD YOU'LL BE

• Supporting a team investigating a variety of financial crime types;
• Ensuring effective Subject Matter Expert visibility, understanding the organization’s financial crime threats, risks and overall control maturity;
• Leading assessment and improvement of adequate procedures to ensure effective prevention of financial crime, including anti-bribery and corruption, terrorist financing, human trafficking and tax evasion;
• Providing guidance to the AML & PA team on scope and content of financial crime reviews, and be a point of liaison with the business during monitoring reviews as required;
• Providing AML advisory support to the company and assist in handling enquiries from other financial institutions as well as the law enforcement and regulatory authorities;
• Giving input to improve processes and increase efficiencies;
• Participating in the management and ongoing enhancement and development of the Global AML/CTF policies and procedures as necessary to ensure changes in the regulatory and the business environment are addressed;
• Implementing and ensuring timely compliance of new or revised standards and regulatory changes;
• Participating in the talent acquisition process, which may include recruitment, interviewing, and hiring of qualified job applicants;
• Assisting the AML & PA investigations lead with other financial crime related tasks and projects as required;
• Monitoring team KPI’s on a daily basis
• Supporting members through manager callback requests when required. 

WHAT WE ARE LOOKING FOR 

• You have 3+ years of experience managing or providing supervisory support to AML analysts
• You have 2+ years of experience ensuring direct reports are proactively implementing policies, procedures, processes and methodologies to support organizational objectives and risk mitigation
• You have specifically worked in an environment related to financial crime risks prevention
• You have excellent verbal, written, and interpersonal communication skills in English
• You must be self-motivator and self-starter
• You are focused on regulations and risks Tide would face. 
• You possess exceptional listening and analytical skill
• You are able to multitask and successfully operate in a fast paced, team environment
• You must adapt well to change and successfully set and adjust priorities as needed
• CAMS or ICA certifications held by the candidate would be a bonus.

WHAT YOU'LL GET IN RETURN 

• 25 days paid annual leave
• 3 paid days off for volunteering or L&D activities
• Extended maternity and paternity leave covered by the company
• Personal L&D budget in the amount of 1000 BGN per year
• Additional health & dental insurance
• Mental wellbeing platform
• Fully covered Multisports card
• Food vouchers
• Snacks, light food, drinks in the office
• WFH equipment allowance
• Flexible working from home
• Sabbatical Leave
• Stock Options

TIDEAN WAYS OF WOKRING 

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. 

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.