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Transaction Monitoring Analyst

Location: Germany
Department: Customer (Member) Operations
Posted:

ABOUT TIDE

At Tide, we are building a finance platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2000 employees.  

Tide is rapidly growing, expanding into new markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.  

ABOUT THE TEAM

As Transaction Monitoring Analyst, you are the first line of defense in our battle against financial crime. We tackle all areas of financial crime within our Ongoing Monitoring team, so you will be able to detect and prevent AML, Fraud, tax evasion and all other manners of financial crimes.

ABOUT THE ROLE

  • Analysing transactions across a variety of payment types and products, looking for signs of financial crime including money laundering and terrorist financing 

  • Sanction screening various payment types, differentiating genuine hits from false positives. 

  • Undertaking full profile reviews based on potentially suspicious triggers or periodic timeframes.

  • Confident in calling out potential efficiencies in our tools and processes used for transaction analysis 

  • Be confident in using a variety of tools to undertake different types of investigations

WHAT WE ARE LOOKING FOR

  • You have a good eye for detail and are able to identify suspicious activity.

  • You have 1+ years of experience working in AML and transaction monitoring controls following UK regulations.

  • You have strong understanding and experience of CDD and EDD processes. 

  • You have experience within financial services e.g. Banking sector and Fintech.

  • You have a genuinely curious mindset, asking the right questions at the right times, with a problem solving attitude.

  • You have a keen eye for process improvements, looking how we can work leaner and more robustly.

  • You have an analytical mind and are able to digest large data sets and spot patterns and trends with ease. 

  • You are a quick learner, explorer, multitasker and are happy to be flexible shift patterns.

  • You have exceptional English and German skills – written and verbal – and are able to communicate with our members, internal stakeholders & regulatory bodies if required.

  • You are flexible in working different shift patterns. 

  • You are willing to work weekends on a rolling basis.

WHAT YOU'LL GET IN RETURN

  • 25 days holiday with the ability to buy 5 extra days per year
  • We invest in your development with a EUR 1,000 professional L&D budget per year and ability to access thousands of resources through the Learnerbly platform (available after you pass your probation period)
  • Statutory Health Insurance
  • Statutory Pension contribution
  • Parental Leave
  • 3 days paid volunteering or L&D time off per year
  • Mental health support through Plumm
  • Flexible work from home, Tide will also contribute 50% of office equipment for your remote working – up to EUR 200.
  • Work and travel globally  – up to 90 days per country outside of your home country
  • Team socials
  • Sabbatical Leave

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. 

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

 

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

 

You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.

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