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TIDE INSTANT CHECKOUT

Generate custom payment links and sell your products from anywhere

Sell your products online fast, no coding needed. Simply list your product on the Tide app, generate a custom link, and share it with your customers.

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Get paid online, any time, anywhere

With Tide Instant Checkout, you’re always open for business. Give your customers the flexibility to pay for goods and services online, any time and anywhere. You’ll quickly turn a prospect into a paying customer. 

Smarter payment method

No need to set up a website, or know how to code — you can do it all from the Tide app

Track customer payments

View your payments history in-app and get a notification when your customer pays you

Fast online payments

Your online payments will clear faster – typically in just 1-2 working days. 

Low transaction fees

Pay only 1.5% on card payments from UK cards (2% for all other card payments)

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Taking payments is as easy as 1,2,3

  1. Sign up for a free business bank account at Tide and download our app

  2. Click on “Get Paid” in the Tide app

  3. Select “Sell items online” and you’re good to start selling your products or services online!

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Simpler online payments for small businesses

  • Take payments online without a website

  • Accept Mastercard, Visa or Apple Pay in minutes

  • Send secure payment links easily to customers and prospects

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Join over 1,000,000 business owners today!

Serving over 10% of all SMEs in the UK, helping contractors, freelancers and scaling businesses get back to doing what they love.

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More flexibility to get paid online quickly

  • Create and showcase your product or service in the Tide app 

  • Add details like product name, image, description and price

  • Create payment links to send and reuse across SMS, email and social media

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A secure way to get paid online

  • Instant Checkout Payment Links are created via the Tide app 

  • All payments are protected by 3D Secure (3DS)

  • Receive a notification every time you get paid

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A low-cost solution for small businesses

  • Pay just a 1.5% transaction fee for card payments linked to UK personal accounts (2.0% for all other card payments)

  • Receive customer payments within 2 days (minus 1.5% fee)

  • Get real-time alerts for each payment

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Still have questions about Tide Instant Checkout?

With Tide Instant Checkout, you can create and share unique links for your business’ products or services that will take your customer straight to the checkout. We call those ‘Instant Checkout Links’.

Instant Checkout Links are versatile, and can be placed on Web pages, on business social media profiles, or shared directly with your customers. When the Instant Checkout Link is used, it takes your customer to a web page that includes a description of the product or service, and a card payment option. 

Each Instant Checkout Link must be for a single product or service, but can be reused to collect payments. That means, that unlike standard Payment Links, you don’t need to create a new link each time. 

The products and services you sell using Tide Instant Checkout, must match the nature of your business and not violate our Terms & Conditions.

The list of businesses that aren't permitted to use Tide Instant Checkout or Payment Links can be found here.

How do I use Tide Instant Checkout?

To activate Tide Instant Checkout and list your products and services, open your app and go to ‘Get paid’ > ‘Sell items online’ > read and agree to the Terms and Conditions > 'Start selling' > ‘Add new item’ > ‘Save’.

You will only need to read the Terms and Conditions the first time you access the Instant Checkout.

To see your list of Instant Checkout Links, go to ‘Get Paid’ > ‘Sell items online’, in the app. 

For now, you can’t edit or delete any Instant Checkout Links you add. If a product or service becomes unavailable or contains an error, you can turn off the link in the app by tapping: ‘Get Paid’ > ‘Sell items online’ > selecting the link and turning off the ‘Available for Sale’ toggle

When will I receive the payments I collected with Tide Instant Checkout?

It usually takes 3 business days to receive a payment collected with Tide Instant Checkout. If your payment takes longer, tap ‘Support’ in your app and tell us. 

Where can I see my Tide Instant Checkout transactions? 

You can see your Tide Instant Checkout transactions on your timeline, in the Tide app. Each of these payments will have the reference ‘Products and Services’.

To see the Instant Checkout Links that have been paid by your customers, open the Tide app > tap 'Get Paid' > 'Manage your Payment Links’. 

Here, you’ll also see all Payment Links as transactions, and can filter them by status: ‘paid’, ‘unpaid’, ‘expired’ or ‘cancelled.’

You can see them on Tide on the web too, by heading to ‘Tools & Services’ > ‘Payment Links’. Then, select a payment to see the details, including the customer’s email and billing address.

The minimum payment you can collect using an Instant Checkout link is £5, including the price of the product or service, the postage fees and VAT. The maximum is £3000. 

You can accept Visa, Mastercard and AMEX cards from domestic and foreign issuers, but all transactions and settlements will be in GBP. 

Currently, we don’t support cards from some countries. You can see the full list here

We won’t charge you subscription fees for using Instant Tide Instant Checkout. However, for each payment collected using a link, the following service fee will apply:

  • Domestic cards - 1.5%

  • Domestic business cards - 2%

  • International cards - 2%

  • Amex cards - 2.50%

*Fees are subject to change based on Payment Acceptance T&Cs

In your Tide app, tap 'Get Paid' > 'Manage your Payment Links’ > select the paid link > ‘Request  customer refund’

We send you a message in-app within 24 hours to assist you further. If you don’t receive a message within this window, tap ‘Support’ in the app to let us know.

We’ve partnered with Adyen to facilitate the collection and processing of payments from your customers when you use Tide Instant Checkout. 

When customers pay with Tide Instant Checkout, Adyen will hold the money in a payment processing account which we refer to as ‘Merchant Account’. Adyen uses the Merchant Account to collect and record the payments received from your customers via Tide Instant Checkout before the funds are processed by Adyen and sent to your Tide Business Account.

Adyen’s T&Cs apply to the Merchant Account and the processing of funds in it. 

When they use a Instant Checkout Link, they’ll be taken to a web page where they will see:

  • your company name

  • an image and description of what they’re buying

  • the price

They will be asked to give their name, email, and delivery address to complete an Instant Checkout Link payment. When the transaction is complete, we’ll send a receipt to their email.

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