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TIDE PLANS PRICING

Only pay for what you need

Just starting out? Or scaling up? Apply today for a free, FSCS-protected Tide account and then upgrade to Plus or Cashback when you’re ready for fee-free transfers, priority support and a legal helpline.

Limited-time offer: Get a 3-month free trial* on any paid plan and get everything you need to run your business better. Simply sign up before the end of the year!

Open an account

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Account plans that scale with your business

Our mission is to save small businesses time and money. That’s why we offer a free business bank account with no monthly fee. Choose the plan that’s right for you now and upgrade any time as your business grows.

Tide Mastercard in blue

Free

£0.00+ VAT MONTHLY

Open a free account
  • Your Tide business card Free
  • Expense Cards for your team £5 / month
  • Transfer in & out 20p per transfer
  • ATM withdrawals £1

starsFeature

  • check_circle Read access for team members
  • check_circle Scheduled payments
  • check_circle Accounting integrations - Quickbooks, Xero, Sage and more
  • check_circle Multi-business - hold up to 5 business accounts
  • check_circle Create and send invoices for free

reviewsSupport

  • cancel Priority in-app support
  • cancel Phone support
  • cancel 24/7 legal helpline
  • cancel Exclusive member perks
  • cancel Support with trademark filing and disputes
  • cancel Dedicated member support
  • cancel 0.5% cashback with your Tide card
Tide Plus Card

Plus

£9.99+ VAT MONTHLY

Plus account
  • Your Tide business card Free
  • Expense Cards for your team 1 free card included
  • Transfer in & out 20/month free
  • ATM withdrawals £1

starsFeatures

  • check_circle Read access for team members
  • check_circle Scheduled payments
  • check_circle Accounting integrations - Quickbooks, Xero, Sage and more
  • check_circle Multi-business - hold up to 5 business accounts
  • check_circle Create and send invoices for free

reviewsSupport

  • check_circle Priority in-app support
  • check_circle Phone support
  • check_circle 24/7 legal helpline
  • check_circle Exclusive member perks
  • check_circle Support with trademark filing and disputes
  • cancel Dedicated member support
  • cancel 0.5% cashback with your Tide card
Tide Pro Mastercard in black

Pro

£18.99+ VAT MONTHLY

Pro account
  • Your Tide business card Free
  • Expense Cards for your team 2 free expense cards included
  • Transfers in & out Unlimited
  • ATM withdrawals £1

starsFeature

  • check_circle Read access for team members
  • check_circle Scheduled payments
  • check_circle Accounting integrations - Quickbooks, Xero, Sage and more
  • check_circle Multi-business - hold up to 5 business accounts
  • check_circle Create and send invoices for free

reviewsSupport

  • check_circle Priority in-app support
  • check_circle Phone support
  • check_circle 24/7 legal helpline
  • check_circle Exclusive member perks
  • check_circle Support with trademark filing and disputes
  • cancel Dedicated member support
  • cancel 0.5% cashback with your Tide card
Tide Cashback Mastercard in black

Cashback

£49.99 +VAT / month

Cashback account
  • Your Tide business card Free
  • Expense Cards for your team 3 free expense cards included
  • Transfers in & out Unlimited
  • ATM withdrawals £1

starsFeature

  • check_circle Read access for team members
  • check_circle Scheduled payments
  • check_circle Accounting integrations - Quickbooks, Xero, Sage and more
  • check_circle Multi-business - hold up to 5 business accounts
  • check_circle Create and send invoices for free

reviewsSupport

  • check_circle Priority in-app support
  • check_circle Phone support
  • check_circle 24/7 legal helpline
  • check_circle Exclusive member perks
  • check_circle Support with trademark filing and disputes
  • check_circle Dedicated member support
  • check_circle 0.5% cashback with your Tide card

No monthly or annual fees

We take a tiny fee when you move money between accounts or move cash

Free

Card payments in the UK.

There is a 1.75% charge on payments made abroad.

20p

Transfers in and out of accounts

FREE

Transfers between Tide accounts

£1

ATM cash withdrawals

FREE

Replacement cards

Cash deposits

Post Office – 0.5% (minimum £2.50) PayPoint – 3%

Trusted by over 1 million businesses

Take control of your business finances the easy way with Tide Accounting. Find a plan that aligns with your business needs and get back to doing what you love.

How we compare

Company FeesMonthly fee TransfersBank transfer fees
Tide Free £0.20
HSBC £8.00 p/m £1.50
Clydesadale Bank £6.50 p/m £0.30
Santander £7.50 p/m Free within limits
RBS No min monthly charge £0.35
Barclays £8.00 p/m £0.35
Lloyds Bank £7.00 p/m From £0.90 per £100
Metro Bank £6.00 p/m £0.30
NatWest No min monthly charge £0.35

A business bank account that's free, easy to open, and helps you start doing what you love.

Tide is about doing what you love. That’s why we’re trusted by over 1 million sole traders, freelancers and limited companies worldwide.

Open an account
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