Are there any fees to send or receive euro payments via EUR SEPA?

Like GBP payments, the fee you’ll pay to send or receive EUR via SEPA depends on how many payments are included in your plan:

Tide Standard/Free: No free payments included, you’ll be charged 20p per payment Tide Smart: 20 free payments are included in your plan. You’ll be charged 20p per EUR SEPA payment over this allowance Tide Pro: Unlimited free payments are included in your plan, so you won’t be charged a fee Tide Max: Unlimited free payments are included in your plan, so you won’t be charged a fee

The fees are billed as part of our monthly billing process and will be included in the total fee amount summary on your bank statement. Each EUR SEPA transaction is also subject to the interbank exchange rate on the day, and we apply a 0.50% FX markup. See details in the Tide Terms. You won’t be charged anything for activating EUR payments for your account.

Disclaimer: FX markup for our members on the Standard/Free plan will be increased to 1.5% from 28 May 2025 (members on our Paid plans will remain on 0.5%)