Is it free to set up a scheduled payment or standing order?

Setting up scheduled payments and standing orders is free, but our standard 20p per transfer fee will apply when payments are going out.

If you’re on one of our paid plans, this fee will apply only if you’ve exceeded your free transfers allowance. You can see how many free transfers are included in each plan here.

• 0.5% cashback on all eligible card purchases

• Unlimited, free, inbound and outbound transfers within the UK (subject to Tide's fair use policy)

• A stylish matte black card

• 3 free Expense Cards

• 0% fee on foreign currency card transactions or ATM withdrawals

• 24/7 priority in-app chat support

• 9am - 6pm phone support - weekdays (excluding bank holidays)

• Priority callbacks by our team on weekends

• Dedicated member support

• 24/7 access to a legal helpline (Irwin Mitchell LLP)

• 3 Additional Business Current Accounts *

• 5 Team Members with enhanced Team Access

• A preferential savings rate – Earn between 3,86% AER and 4.38% AER (variable) on your business savings up to £1,000,000** in the Tide Instant Saver Account. Enjoy a tiered interest structure. Each portion of your balance earns its own rate. See Summary Box

• Enhanced rewards

• Free premium accounting with Admin Extra ***

• Free access to Credit Score Insights ****

Important: Interest rates are subject to change, and some benefits are subject to eligibility. We made Max available on 01 April - you can see more about this here. * Additional Accounts: Free plan members will be charged a monthly fee of £4.99, for each Additional Business Current Account. See more about this here. ** Tide Instant Saver: The variable rate shown is correct as of 01 April 2025. The interest is applied in a progressive tiered structure, meaning that each portion of the deposit earns interest at the corresponding rate for that tier - only the amount exceeding each threshold earns the higher rate. On balances up to £1,000,000 you’ll earn interest on the whole balance. If your balance is above this amount at any time you will not earn interest on the excess amount. The Tide Instant Saver Account is subject to eligibility. *** Tide Accounting is not available to businesses using the Construction Industry Scheme or the VAT Flat Rate Scheme. **** Credit Score Insights provides access to the limited company's credit score. Credit scores are assessed by Credit Reference Agencies and it's their responsibility to determine your business credit score. Credit Score Insights cannot guarantee an improvement or accuracy of your credit score. Information available under Credit Score Insights is not intended to be financial advice.