What is Tide Pro?

On Pro, you’ll get:

• Unlimited, free, inbound and outbound UK transfers (subject to Tide's fair use policy)

• 2 free Expense Cards

• 24/7 priority in-app chat support

• 9am - 6pm phone support - weekdays (excluding bank holidays) 

• 24/7 access to a legal helpline (Irwin Mitchell LLP)

• A stylish, matte black card

• 0% fees on foreign currency card transactions or ATM withdrawals*

• 2 additional Business Current Account **

• 2 Team Members with enhanced Team Access

• Enhanced rewards

From 1 April 2025, Pro plan members will be enjoying:

• Tide Accounting*** (normally £9.99 per month) – to make your bookkeeping and tax preparation simpler. If you’re already using Tide Accounting and you’re a Pro member, or decide to upgrade, this will now be automatically included in your plan, for free.

• Preferential interest rate on the Tide Instant Saver Account**** – up to 4.33% AER (variable)

* Foreign currency payments: As of 19 September 2024, Free plan members are charged a fee of 1.75% of the transaction amount, for card payments or ATM withdrawals in foreign currencies.

** Additional Accounts: Free plan members will be charged a monthly fee of £4.99, for each additional Business Current Account. See more about this here.

*** Tide Accounting is not available to businesses using the Construction Industry Scheme or the VAT Flat Rate Scheme. Tide Accounting T&Cs apply.

**** Tide Instant Saver: The variable rate shown is correct as of 31 January 2025. The exact interest rate and the deposit limit over which interest rate is payable are subject to changes and will be communicated to you separately. 

Key terms will be set out in the Tide Instant Saver Summary Box specific for Pro and Max which will be made available on our website, as well as in the Tide app, as of 1 of April onwards. The Tide Instant Saver Account is subject to eligibility.