What is Tide Pro?

Pro benefits vary depending on whether you have a Tide Business Current Account – see the difference below.

If you have a Tide Business Current Account, you’ll get:

• Unlimited, free, inbound and outbound UK transfers (subject to Tide's fair use policy)

• 2 free Expense Cards

• Tide Accounting – to make your bookkeeping and tax preparation simpler. 

• A preferential savings rate – Earn between 3.60% AER  and 3.81% AER (variable) on savings up to £150,000 in the Tide Instant Saver Account. Enjoy a tiered interest structure. Each portion of your balance earns its own rate. For full details, see the Summary Box

• 24/7 priority in-app chat support

• 9am - 6pm phone support - weekdays (excluding bank holidays) 

• 24/7 access to a legal helpline (Irwin Mitchell LLP)

• A stylish, matte black card

• 0% fees on foreign currency card transactions or ATM withdrawals

• 2 Additional Business Current Account

• 2 Team Members with enhanced Team Access 

• Enhanced rewards

Important: Rates shown are correct as of 08 May 2025. Interest rates are subject to change, and some benefits are subject to eligibility.

If you only have a Tide Instant Saver Account, you won’t get:

• Free inbound or outbound transfers

• 0% fees on foreign currency card transactions or ATM withdrawals

• Additional Business Current Accounts

• A Tide card

• Expense cards

These benefits require certain features that only come with a Tide Business Current Account. See more about the advantages of opening one over on this page. If you have any questions, tap Support in the app and we’ll help you.