What is Tide Smart?

On Smart, you’ll get:

• 25 free inbound and outbound UK transfers a month

• 1 Additional Business Current Account*

• 1 Team Member with enhanced Team Access

• 1 free Expense Card

• 24/7 priority in-app chat support

• 9am - 6pm phone support - weekdays (excluding bank holidays)

• 24/7 access to a legal helpline (Irwin Mitchell LLP)

• A stylish, matte black card

• 0% fees on foreign currency card transactions or ATM withdrawals

From 1 April 2025, Smart plan members will be enjoying enhanced interest rates on Tide Instant Saver – up to 3.55 % AER.**

* Free plan members are charged a monthly fee of £4.99, for each additional Business Current Account. See more about this here.

** The variable rate shown is correct as of 20 February 2025. The exact interest rate and the deposit limits over which interest rate is payable are subject to changes and will be communicated to you separately closer to the effective date. Key terms will be set out in the Tide Instant Saver Summary Box specific for Smart which will be made available on our Smart website page, as well as in the Tide app as of 1 of April onwards. The Tide Instant Saver Account is subject to eligibility.