What is the difference between SEPA, ACH and SWIFT?

SEPA is used to transfer EUR locally within EU and EEA countries ACH is used to transfer USD locally in US and internationally SWIFT is global and can be used for many currencies and in almost all countries.

This is different from a transfer when you send money straight away.

‘Standing orders’ are recurring scheduled payments, for the same amount, with a frequency you choose.

You can set up scheduled payments in your Tide app and Tide on web.