Each Tide Expense Card you order, costs £5+VAT per calendar month. We’ll automatically take the fee from your Tide account, on the 4th of each month, including for cards that haven’t yet been activated.
Depending on your membership, you could get one or more Expense Cards for free:
As well as ATM withdrawals, your card will also work for chip and pin transactions in most countries. However, you won't be able to use the mag stripe* in the countries listed below:
On Smart, you’ll get 1 free Expense Card
On Pro, you’ll get 2 free Expense Cards
On Max, you’ll get 3 free Expense Cards
All card transactions in GBP (home and abroad) are free, but currency exchange fees may apply to payments in foreign currencies:
If you’re on our Free plan, we’ll charge you 1.75% currency exchange fee, for non- GBP card transactions, If you’re on a Smart, Pro or Max plan, we won’t charge you this fee
India
Indonesia
Kuwait
Mexico
Moldova
Myanmar
Pakistan
Philippines
Romania
Saudi Arabia
Thailand
Turkey
United Arab Emirates
Vietnam
When your team members withdraw money at an ATM, our standard £1 for cash withdrawals will apply, in addition to the currency exchange fee. Some ATMs may charge a separate fee too, for using the machine.
Please see our Tide Terms for full details.
Afghanistan
Belarus
Bosnia & Herzegovina
Burundi
Central African Republic
Cuba
Dafur region of Sudan
Democratic People's Republic of Korea (North)
Democratic Republic of Congo
Eritrea
Guinea
Iran
Iraq
Lebanon
Libya
Mali
Myanmar
Nicaragua
Republic of Guinea-Bissau
Russia
Somalia
Sudan
Syria
Ukraine sanctioned regions (Donetsk, Crimea, Kherson, Luhansk and Zaporizhzhia)
Venezuela
Yemen
Zimbabwe
If you need to transact in these countries, get in touch via the app and speak to our Member Support team.
Should I carry another card?
Your card should work abroad, but we always recommend taking a backup so you have options while you're travelling.
Safety & Security
We have fraud monitoring systems in place in the UK and internationally for our members' protection. These systems may sometimes block certain payments if they look fraudulent, including transactions abroad. If you're having trouble with a transaction or a payment is wrongly declined, please get in touch with our Member Support team via the in-app chat.
