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What is ‘dynamic currency conversion’?

‘Dynamic currency conversion’ (DCC), or ‘cardholder preferred currency’ (CPC), is a payment processing option, which allows you to:

  • Make card payments in GBP to foreign merchants

  • Withdraw a local currency from an ATM abroad, and be billed in GBP 

While seeing the final amount in your home currency before checkout makes it easier to understand the price, it will cost you extra because of varying exchange rates and additional fees.

To only pay our standard card transaction fees, choose to pay foreign merchants, including ATMs, without conversion, in their local currency.

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