I received a notification that said ‘Card Payment Declined - decline due to declined advice’, why is this?

If you try to make a payment to your PayPal account or you’re using any kind of self-service machine, you will get a notification that says ‘Card payment declined - declined due to declined advice’.

We block these types of transactions because they can put you at financial risk.

Thе interest rate applicable to your Tide Instant Saver account is a variable rate and can change as the market fluctuates. The interest you earn can either go up or down depending on the rate. You can find the interest rate applicable to your savings account in the relevant Summary Box.

From 1 April 2025, members on our Smart, Pro and Max plans are enjoying preferential interest rates on Instant Saver accounts: 

• Smart – 3.55% AER variable on business savings up to £100,000

• Pro – between 3.86% AER and 4.07% AER variable on business savings up to £150,000

• Max – between 3,86% AER and 4.38% AER variable on business savings up to £1,000,000

The variable rates shown are correct as of 01 April 2025. The interest is applied in a progressive tiered structure, meaning that each portion of the deposit earns interest at the corresponding rate for that tier – rather than applying the highest interest rate to the entire deposit, only the amount exceeding each threshold earns the higher rate.