What is an ‘interest earning balance threshold’ and how does it work?

An ‘interest earning balance threshold’ is a limit on how much of the money you deposit into your Tide Instant Saver will accrue interest.

If your Tide Instant Saver has an interest earning balance threshold, you’ll accrue interest on the funds in your account that go up to the threshold. Any extra money you have in the account which exceeds the threshold will not earn interest.

Example: if your Tide Instant Saver’s threshold is £75,000, and you have deposited £80,000, you’ll earn interest on £75,000 but not on the additional £5,000 in the account.