How much do Expense Cards cost?

Each Tide Expense Card you order, costs £5+VAT per calendar month. We’ll automatically take the fee from your Tide account, on the 4th of each month, including for cards that haven’t yet been activated.

Depending on your membership, you could get one or more Expense Cards for free:

• Unique Tax Reference (UTR) in the UK;

• Social Security Number (SSN) for individuals and the Employer Identification Number (EIN) for most entities in the US;

• SIREN in France; or

• NIP/PESEL in Poland.

The OECD website can be consulted for further details about the TIN or its equivalent.

• On Smart, you’ll get 1 free Expense Card

• On Pro, you’ll get 2 free Expense Cards

• On Max, you’ll get 3 free Expense Cards

All card transactions in GBP (home and abroad) are free, but currency exchange fees may apply to payments in foreign currencies:

• If you’re on our Free plan, we’ll charge you 1.75% currency exchange fee, for non- GBP card transactions, If you’re on a Smart, Pro or Max plan, we won’t charge you this fee

When your team members withdraw money at an ATM, our standard £1 for cash withdrawals will apply, in addition to the currency exchange fee. Some ATMs may charge a separate fee too, for using the machine. Please see our Tide Terms for full details.