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Refer & Save REFER75 £175 Cashback December 2024 Promotional Offer Terms & Conditions

  1. Tide Platform Ltd (“Tide”) offers one year of free transfers and up to £175 cashback (“Rewards”) to all applicants who meet the Eligibility criteria outlined in clause 2 below (the “Offer”). The Offer is subject to these terms and conditions (“Terms”).
  2. Eligibility criteria:
    1. Complete the sign-up process using the Promo Code (as defined below in clause 3).
    2. Download the Tide app and follow the steps to complete checks (“KYC”) and successfully open a Tide business current account between 01/12/2024 and 23:59 on 31/12/2024 (“Offer Period”).
    3. Successfully spend minimum £100 on your Tide card within 30 days of opening the business current account, excluding any disputes and recharges.
    4. Successfully open a Tide Instant Saver account during the Offer Period, after opening a Tide business current account as per clause 2.2 above.
    5. Fund and hold a minimum of £5,000 in your Tide Instant Saver account until at least 23:59 on 31 January 2025.
    6. Hold an active Tide membership and be compliant with all applicable standard terms and conditions for Tide accounts (“Tide Terms”) until receiving the relevant Reward(s) under this Offer pursuant to clause 5.2) below.
  3. The applicant is required to enter the promo code REFER75 (“Promo Code”); 
    1. While signing up for a Tide business bank account during the Offer Period on https://web.tide.co/sign-up/, or
    2. While signing up via the app, or
    3. Retrospectively, by applying the Promo Code within the app’s ‘Refer a Friend’ section under “Redeem” tab within 1 week of opening their account, or
    4. By letting us know through the in-app chat within 1 week of opening their account.
  4. Rewards
    1. For each applicant who has successfully opened a Tide account by meeting the Eligibility criteria under clause 2.1), 2.2) and 2.6), one year of free transfers to any UK accounts will be applied to the new Tide business current account;
    2. In addition, each applicant who meets the Eligibility criteria under clause 2.3) above, a £75 Reward will be applied to the new member’s Tide business current account;
    3. In addition, each applicant who meets the Eligibility criteria under clauses 2.4) and 2.5) above, a £100 Reward will be applied to the new member’s Tide business current account;
    4. It can take up to 6-8 weeks after you have met the Eligibility criteria outlined in clause 2 for the steps under the Eligibility criteria to be validated and the relevant Rewards to be transferred to your new Tide business current account. Discounts for free transfers will be applied to the new member’s Tide business current account before the next billing cycle.
  5. Other
    1. This Offer applies only to new Tide members who are opening a Tide account for the first time. No existing Tide members will be eligible for this Offer.
    2. Participation in this Offer is restricted to one (1) per Tide applicant.
    3. Tide reserves its right to open a Tide Business Current Account and Tide Instant Saver Account for you only after you have passed our KYC checks as per the Tide Terms. Tide shall not be required to provide any reason or be held responsible that any applicant has not been approved for a Tide account by the end of the Offer Period.
    4. We encourage participants to check these Terms regularly as we reserve the right to amend the Terms and to withdraw referral schemes, competitions and promotions at any time. Your continued use of our services shall constitute your acceptance of any such amendments.
    5. An applicant must use the Offer as intended by Tide and must not use the Promo Code as a means to generate income or business.
    6. We reserve the right to reverse any cashback Reward you receive during this Offer if (i) the Reward was earned fraudulently, or (ii) it is found that you have breached the Terms or the Tide Terms in relation to holding a Tide account.
    7. If we have reasonable grounds to believe that you have engaged in any fraud or material abuse of this Offer (such as for example attempting to deliberately mislead Tide Member Support to gain the Reward) we may in our sole discretion take any actions we see fit in the circumstances.
    8. This Offer cannot be used in conjunction with any other Tide offer or promotion in relation to the opening of a new Tide account.